I was heading home from a recent trip to Denver. Riding the train on my way to the C concourse in the Denver Airport I couldn’t help but overhear an airport employee as he shared a solid concept with a co-worker. He was enthusiastically describing how he earmarked $150 of every paycheck come right off the top and go into his savings account. He was talking to the other guy on the train about how he did this first, took it off the top and pretended the money didn’t exist after it went into his...

Last week I attended a two-day class at a Hilton hotel near my home.  There were about 150 people in the class, and each day at lunch some in the class headed out to local restaurants to eat, but most stayed at the hotel for the mid-day break.  This Hilton had but one restaurant, and they prepared as any hotel would for a group that large – with a buffet.  Sharing this lunch hour with a friend I hadn’t seen in years, I was looking forward to catching up with him.  However, after making our way...